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Quality health care is definitely a must but sometimes it can be pretty expensive for those lower income group. As such, Healthy New York was created to aid sole proprietors and employees whose employers do not offer health insurance as part of an employment package in New York.

One of the plus point of taking up Healthy New York insurance is that all health maintenance organizations in New York offers coverage for it. The standard insurance benefits are as follows:

• Inpatient hospital coverage
• Outpatient hospital coverage
• Physician services
• Consultant and referral services
• Surgical services
• Maternity care
• Adult preventive services
• Preventive and primary health care services for children
• Diabetes equipment, supplies, and self-management education
• Diagnostic x-ray and laboratory services
• Radiological, chemotherapy, and hemodialysis services

There are several options available through Healthy New York which may vary in terms of coverage. To determine which packages you are eligible for, all you need to do is talk to a HMO provider in the state of New York.